ICW Medicare Advantage Plans

ICW is a non-profit alliance of local independent providers serving the community for over 30 years. ICW’s provider-led organization connects local independent providers — giving them the collective ability to negotiate better terms with health plans and allowing them to keep the decision-making about treatment and care where it belongs: between patient and provider.

• Local Team Support: Providers work with ICW’s locally based team, not corporatized entities, giving them time back to focus on you, the patient.
• No Unnecessary Requirements: ICW eliminates unnecessary requirements for tests and services your Primary Care Provider recommends.
• Personalized Care Coordination: From scheduling appointments to connecting you with local resources for transportation, housing, and more, ICW is here to support you every step of the way—at no extra cost.

ICW offers 11 Medicare Advantage plans, including PPO and HMO options, tailored to meet your needs:

• UnitedHealthcare AARP Medicare Advantage 0002 (PPO)
• UnitedHealthcare AARP Medicare Advantage 0003 (PPO)
• UnitedHealthcare AARP Medicare Advantage 0004 (PPO)
• UnitedHealthcare AARP Medicare Advantage 0005 (HMO-POS)
• UnitedHealthcare AARP Medicare Advantage 6 (HMO-POS)
• UnitedHealthcare AARP Medicare Advantage 7 (HMO-POS)
• UnitedHealthcare AARP Medicare Advantage 0010 (HMO-POS)
• UnitedHealthcare AARP Medicare Advantage 12 (PPO)
• UnitedHealthcare AARP Medicare Advantage Extras 14 (HMO-POS)
• UnitedHealthcare AARP Medicare Advantage 16 (PPO)
• UnitedHealthcare AARP Medicare Advantage Patriot No Rx WA-MA01

By enrolling in an ICW Medicare Advantage plan, you get access to a large national network of providers with local support and resources. You receive the peace of mind knowing you are on a plan that puts patients and providers first.

• Local clinic support: These plans help sustain local clinics in your community.
• Provider Network: You can access UnitedHealthcare’s extensive local and national network of healthcare providers.
• No Referrals: No referrals are required to see specialists, providing you with more direct access to specialized care.
• Global Coverage: Urgent and Emergency coverage is available worldwide, ensuring you’re protected even when traveling.
• Eyewear and Hearing Aid: Up to a $300 allowance for eyewear every two years and coverage for two hearing aids per year.
• Fitness Benefits: Complimentary gym memberships to promote a healthy lifestyle.
• Dental Coverage: Preventive dental benefit at no additional cost, plan options with additional allowance.
• Prescription Coverage: Plans that include comprehensive prescription drug coverage.
• Over the Counter (OTC) Benefit and Healthy Rewards: Plan options that include up to a $50 quarterly OTC benefit and the ability to earn up to $155 in healthy rewards.
• ICW Specific Resources: Access to local ICW staff who can answer questions regarding your coverage and connect you with resources such as transportation assistance, housing support, and more.

ICW Medicare Advantage Plans do not require referrals to see specialists. You can directly access the care you need.

• Initial Coverage Election Period: 3 months before and after your 65th birthday.
• Annual Enrollment Period: October 15 to December 7 each year.
• Medicare Advantage Open Enrollment Period: January 1 to March 31. You can switch Medicare Advantage plans or return to Original Medicare.
• Special Enrollment Period: Certain life events may allow you to enroll outside of the normal enrollment periods.

Please see Medicare.gov to learn more.

Yes, if you become eligible for Medicare when you turn 65 and are still working, you have the option to enroll in Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) when you turn 65. Before enrolling in a Medicare Advantage plan, you must enroll in Parts A and B.

Enrolling in a Medicare Advantage plan could provide additional coverage to employer-provided health insurance. Everyone’s situation is unique, and for some, delaying enrollment in Medicare while you continue to work is the right choice. For others, enrolling when first eligible is the right choice.

We encourage you to review your employer coverage and the Medicare Advantage plans available. An ICW Medicare Representative can help you decide what is best, based on your specific situation: (206) 878-1985, ext. 246.

To speak to an ICW Medicare Representative about joining an ICW Medicare Advantage plan, please call: (206) 878-1985, ext. 246 or email planoptions@ic-wa.org.