ICW Contracted Health Plans

ICW is not an insurance company but contracts with and manages Apple Health and Medicare Advantage plans on behalf of providers, under a full delegation, global risk agreement. ICW takes on the responsibility and risk for authorizing and paying needed professional and institutional services, which includes hospital systems and providers outside the ICW network.

By joining ICW, providers receive the benefit of working directly with local staff on claims and authorizations for the health plans that ICW contracts with: